Effective Date: January 1, 2026
By accessing and using the sapphire-mountain website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
sapphire-mountain provides financial education courses and training programs. Our services are educational in nature and are not intended to constitute personalized financial advice, investment recommendations, or professional financial planning.
When you submit an enrollment request:
Course prices are listed in British Pounds (GBP) and are subject to change. Prices displayed on the website are current at the time of publication. Payment terms and instructions will be provided upon enrollment confirmation.
All content on this website, including but not limited to text, graphics, logos, images, course materials, and software, is the property of sapphire-mountain and is protected by copyright and intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content without express written permission.
You agree not to:
The website and educational services are provided "as is" without warranties of any kind, either express or implied. sapphire-mountain does not warrant that:
The courses and information provided are educational tools designed to improve financial literacy and knowledge. They are not substitutes for professional financial advice, legal counsel, or tax guidance. Individual financial situations vary, and results from applying course concepts will differ based on personal circumstances.
We recommend consulting with qualified financial advisors, tax professionals, or legal counsel before making significant financial decisions.
To the maximum extent permitted by law, sapphire-mountain shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
You agree to indemnify and hold harmless sapphire-mountain, its officers, instructors, employees, and agents from any claims, losses, damages, liabilities, costs, or expenses arising from your use of the website or services, violation of these Terms, or infringement of any rights of another party.
Our website may contain links to third-party websites for informational purposes. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party websites.
sapphire-mountain reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of the modified terms.
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
For questions about these Terms of Use, please contact us at:
sapphire-mountain
127 Colmore Row
Birmingham B3 3AG
United Kingdom
Email: [email protected]